BUSINESS CHECKING   

Business Checking

Business Checking

We have great business checking accounts that are simple to understand and tie those together with great products such as online banking, bill payment, cash management, eStatements, Merchant accounts and best of all you get personal service with a “Can Do” attitude.

Checking Account Features

Features

  • FREE 1st box of Personal Checks or Endorsement Stamp
  • Unlimited check writing
  • Electronic or Paper monthly statements
  • Online Banking, Bill Payment & Cash Management
  • Check images available through online banking
  • ATM / Debit card – VISA & MoneyPass networks
  • No fee to use our ATMs on the MoneyPass network ATMs (37,000+ nationwide)
  • No annual fee Visa Reward Credit Cards (OAC)
  • Free Notary Service for our customers.

Business Cash Management Online Banking

  • $25.00 / month
  • Security levels determined by business owner for each user
  • Payroll, ACH & Wire Transfers

Remote Deposit Capture

  • $35.00 / month
  • Send your business deposits electronically

Overdraft Protection

  • Courtesy phone call notification from bank staff
  • No fee relationship savings account transfer
  • Ready Reserve Credit line (OAC – advance fees apply)
Account Information Worksheet Bank Switch Checklist

Business Checking Options

Simple Business Checking

The perfect checking account for most businesses.
  • No minimum balance requirement
  • No monthly service fee
  • $0.20 / deposit over 50 per monthly statement cycle
  • $0.20 / withdrawal over 100 per monthly statement cycle
  • $0.06 / deposited transit item

Business Checking with Interest

Interest-bearing account with great features and tiered interest rates.
  • $8 monthly service fee
Waived if average daily balance remains above $500 during the statement cycle.

Business Analysis Checking

The account for businesses with high transaction volume and more complex (generally items greater than 300 per month).
  • Monthly fees can be offset by an earnings credit!
  • $8 monthly service fee
Monthly service fee waived with eStatements
  • $0.20 / deposit over 50 per monthly statement cycle
  • $0.20 / withdrawal over 100 per monthly statement cycle
  • $0.06/deposited transit item
Monthly per item charges waived if using Remote Deposit Capture ($35 / month)

Deposit Rates / Yields

Rates effective as of 02/05/2026
We are proud to offer a competitive rate every day of the year and our deposits have FDIC insurance.
Minimum Deposit to Open Account – $100
Compound Frequency – Monthly
Account Type Average Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield (APY)
Business Checking with Interest $500.00 0.10% 0.10%

Twin River Bank Branches

Downtown Lewiston: 1507 G St, Lewiston, ID 83501 — (208) 746-4848
Orchards: 3330 10th St, Lewiston, ID 83501 — (208) 743-4848
Clarkston: 900 5th St, Clarkston, WA 99403 — (509) 758-4848
Asotin: 201 2nd St, Asotin, WA 99402 — (509) 243-8848
ATMs, Night Deposit Drops, Online Banking, Bill Payment, Remote Check Deposit, VISA ATM / Check Card
email info@twinriver.bank