FEATURES
Free notary service, local bookkeeping department and local phone number.
* FREE 1st box of Personal Checks or Endorsement Stamp
* Unlimited check writing
* Electronic or Paper monthly statements
* Online Banking & Bill Payment (computer, tablet or cell phone app)
* Check images available through online banking
* ATM / Debit card – VISA & MAESTRO networks
Daily ATM Cash Withdrawal Limit $255 online, $255 offline
Daily Check Card Purchase Limit $1,000 online, $500 offline
* No fee to use our ATMs on the MoneyPass network ATMs (23,000 nationwide)
* No annual fee Visa Reward Credit Cards (OAC)
* Free Notary Service for our customers.
* Courtesy phone call notifications from bank staff on overdraft items
* No fee relationship savings account transfer
* Ready Reserve creditline (OAC – advance fees apply)
ACCOUNT Information Worksheet BANK Switch Checklist
PERSONAL SIMPLE CHECKING
A checking account to meet your everyday personal transaction needs.
* Minimum opening balance of $100.00
* $8 monthly service fee
* Monthly service fee waived with one of the following:
> Average daily balance of $250 or more
> or eStatements
PERSONAL VIP CHECKING
A checking account to meet your everyday personal transaction needs that also earns interest.
* Minimum opening balance of $100.00
* $8 monthly service fee
* Monthly service fee waived with an average daily balance of $500 or more.
PERSONAL PLATINUM CHECKING
A platinum personal account is loaded with features and earns our highest tiered interest rates.
* Minimum opening balance of $100.00
* $8 monthly service fee
* Monthly service fee waived with an average daily balance of $2,500 or more.
Deposit Rates / Yields
Rates effective as of 10/28/2025
We are proud to offer a competitive rate every day of the year and FDIC insurance.
Compound Frequency – Monthly
| Account Name | Average Balance to Obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield (APY) |
| Personal VIP Checking | $500.00 | 0.10% | 0.10% |
| Personal Platinum Checking | $2,500.00 | 0.15% | 0.15% |