PERSONAL CHECKING

FEATURES            

iPad & LaptopFree notary service, local bookkeeping department and local phone number.
*  FREE 1st box of Personal Checks or Endorsement Stamp
*  Unlimited check writing
*  Electronic or Paper monthly statements
*  Online Banking & Bill Payment (computer, tablet or cell phone app)
*  Check images available through online banking
*  ATM / Debit card – VISA & MAESTRO networks
Daily ATM Cash Withdrawal Limit $255 online, $255 offline
Daily Check Card Purchase Limit $1,000 online, $500 offline
*  No fee to use our ATMs on the MoneyPass network ATMs   (23,000 nationwide)
*  No annual fee Visa Reward Credit Cards (OAC)
*  Free Notary Service for our customers.
*  Courtesy phone call notifications from bank staff on overdraft items
*  No fee relationship savings account transfer
*  Ready Reserve creditline (OAC – advance fees apply)

ACCOUNT Information Worksheet              BANK Switch Checklist


PERSONAL SIMPLE CHECKING

A checking account to meet your everyday personal transaction needs.

*  Minimum opening balance of $100.00
*  $8 monthly service fee
*  Monthly service fee waived with one of the following:
>  Average daily balance of $250 or more
>  or eStatements


PERSONAL VIP CHECKING

A checking account to meet your everyday personal transaction needs that also earns interest.

*  Minimum opening balance of $100.00
*  $8 monthly service fee
*  Monthly service fee waived with an average daily balance of $500 or more.


PERSONAL PLATINUM CHECKING

A platinum personal account is loaded with features and earns our highest tiered interest rates.

*  Minimum opening balance of $100.00
*  $8 monthly service fee
*  Monthly service fee waived with an average daily balance of $2,500 or more.


Deposit Rates / Yields
Rates effective as of 12/04/2024

We are proud to offer a competitive rate every day of the year and FDIC insurance.
Compound Frequency – Monthly

Account NameAverage Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield (APY)
Personal VIP Checking$500.000.10%0.10%
Personal Platinum Checking$2,500.000.15%0.15%