VA loans are partially insured by the U.S. Department of Veterans Affairs (VA) and are a valuable benefit for military veterans and active servicemen and women. This federal insurance enables us to offer easier qualifying guidelines and low down payment options.

  • 0% Down Payment
  • A minimum credit of 580 is required for fixed-rate financing
  • Borrowers with credit scores from 580 – 619 are subject to stricter guidelines (may only qualify for purchase transaction of one-unit single family residences – gift funds and down payment assistance is not allowed.)
  • High-balance loan amounts equal to the statutory loan limit for the area or $1 million (whichever is less) may be available.
  • Allowed property types include single-family residences, 2-4 unit properties, VA-approved condominiums, manufactured homes, properties in Planned Unit Developments (PUD).
  • Financing for primary residences, second homes and investment properties may be available.