PERSONAL SAVINGS
Savings Options
PERSONAL SAVINGS
- Minimum opening balance of $50.00
- $10 quarterly service fee
Quarterly service fee waived with one of the following:
eStatements
- $1 per withdrawal over 9 withdrawals per calendar quarter
Average Balance to Earn Interest: Calculated on the average daily balance. Interest is compounded and credited quarterly.
MONEY MARKET ACCOUNT
Earn a competitive interest rate without the worry of high-risk market investments. Balances in these deposit accounts are eligible for FDIC Insurance.
- Minimum opening balance of $100.00
- Tiered interest rates
- $8 monthly service fee
Monthly service fee waived with one of the following:
eStatements.
Average Balance to Earn Interest: Calculated on the average daily balance. Interest is compounded and credited monthly.
Savings and Money Market Account Transaction Limits
You may make six (6) transfers from your account each monthly statement cycle, if by preauthorized or automatic transfer, or telephone (including data transmissions) agreement, order or instruction or by check draft, debit card, or similar order (including Money Market POS transactions), made by the depositor and payable to third parties. There are no transaction limits on transfers and withdrawals made in person, by messenger, by mail or at an ATM.
Deposit Rates / Yields
Rates effective as of 03/10/2026
Statement Savings
| Average Balance to Obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $50.00 | 0.30% | 0.30% |
Money Market Savings
Tiered Interest Rates
| Average Balance to Obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $2,500-$9,999 | 0.50% | 0.50% |
| $10,000-$24,999 | 0.55% | 0.55% |
| $25,000-$99,999 | 0.60% | 0.60% |
| $100,000-$249,999 | 1.00% | 1.00% |
| Above $250,000 | 1.50% | 1.51% |