Personal Checking

Personal Checking

Personal Checking Accounts

  • FREE 1st box of Personal Checks or Endorsement Stamp
  • Unlimited check writing
  • Electronic or Paper monthly statements
  • Online Banking & Bill Payment (computer, tablet or cell phone app)
  • Check images available through online banking
  • ATM / Debit card – VISA & MAESTRO networks
  • Daily ATM Cash Withdrawal Limit $255 online, $255 offline
  • Daily Check Card Purchase Limit $1,000 online, $500 offline
  • No fee to use our ATMs on the MoneyPass network ATMs (23,000 nationwide)
  • No annual fee Visa Reward Credit Cards (OAC)
  • Free Notary Service for our customers
  • Courtesy phone call notifications from bank staff on overdraft items
  • No fee relationship savings account transfer
  • Ready Reserve creditline (OAC – advance fees apply)

Personal Checking Options

Personal Simple Checking

  • Minimum opening balance of $100.00
  • $8 monthly service fee

Monthly service fee waived with either average daily balance of $250 or more or eStatements.

Personal VIP Checking

  • Minimum opening balance of $100.00
  • $8 monthly service fee

Monthly service fee waived with an average daily balance of $500 or more.

Personal Platinum Checking

  • Minimum opening balance of $100.00
  • $8 monthly service fee

Monthly service fee waived with an average daily balance of $2,500 or more.

Account Information Worksheet Bank Switch Checklist

Deposit Rates / Yields

Rates effective as of 02/10/2026

Account Type Average Balance Interest Rate APY
Personal VIP Checking $500.00 0.10% 0.10%
Personal Platinum Checking $2,500.00 0.15% 0.15%

Twin River Bank Branches

Downtown Lewiston: (208) 746-4848
Orchards: (208) 743-4848
Clarkston: (509) 758-4848