PERSONAL CHECKING

FEATURES            

iPad & LaptopFree notary service, local bookkeeping department and local phone number.  Also no charge for your first box of personal checks.
*  FREE 1st box of Personal Checks or Endorsement Stamp
*  Unlimited check writing
*  Electronic or Paper monthly statements
*  Online Banking & Bill Payment (computer, tablet or cell phone app)
*  Check images available through online banking
*  ATM / Debit card – VISA & MAESTRO networks
Daily ATM Cash Withdrawal Limit $255 online, $255 offline
Daily Check Card Purchase Limit $1,000 online, $500 offline
*  No fee to use our ATMs on the MoneyPass network ATMs   (23,000 nationwide)
*  No annual fee Visa Reward Credit Cards (OAC)
*  Free Notary Service for our customers.
*  Courtesy phone call notifications from bank staff on nsf items
*  No fee relationship savings account transfer
*  Ready Reserve creditline (OAC – advance fees apply)

BROCHURE New Accounts        ACCOUNT Information Worksheet              BANK Switch Checklist


PERSONAL SIMPLE CHECKING

A checking account to meet your everyday personal transaction needs.

*  Minimum opening balance of $100.00
*  $6 monthly service fee
*  Monthly service fee waived with one of the following:
>  Average daily balance of $250 or more
>  or eStatements


PERSONAL VIP CHECKING

A checking account to meet your everyday personal transaction needs that also earns interest.

*  Minimum opening balance of $100.00
*  $6 monthly service fee
*  Monthly service fee waived with an average daily balance of $500 or more.
*  No fee for money orders or official checks (Limit 3/month).
*  3″x 5″ Safe Deposit Box 1st year fee waived (when available)


PERSONAL PLATINUM CHECKING

A platinum personal account is loaded with features and earns our highest tiered interest rates.

*  Minimum opening balance of $100.00
*  $6 monthly service fee
*  Monthly service fee waived with an average daily balance of $2,500 or more.
*  No fee for money orders or official checks (Limit 3 / month).
*  3″x 5″ Safe Deposit Box 1st year fee waived (when available)


Deposit Rates/Yields 

We are proud to offer a competitive rate every day of the year and FDIC insurance.

Account Name Minimum Deposit
To Open Account 
Average Balance 
to Obtain Annual
Percentage Yield
Compound
Frequency 
Interest 
Rate
Annual Percentage
Yield  (APY)   
PERSONAL VIP CHECKING $100.00 $500.00 Monthly 0.10% 0.10%
PERSONAL PLATINUM CHECKING $100.00 $2,500.00 Monthly 0.20% 0.20%