Home Loans
VA (VETERANS)
VA loans are partially insured by the U.S. Department of Veterans Affairs (VA) and are a valuable benefit for military veterans and active servicemen and women. This federal insurance enables us to offer easier qualifying guidelines and low down payment options.
VA Loans
- 0% Down Payment
- A minimum credit of 580 is required for fixed-rate financing
- Borrowers with credit scores from 580 – 619 are subject to stricter guidelines (may only qualify for purchase transaction of one-unit single family residences – gift funds and down payment assistance is not allowed.)
- High-balance loan amounts equal to the statutory loan limit for the area or $1 million (whichever is less) may be available.
- Allowed property types include single-family residences, 2-4 unit properties, VA-approved condominiums, manufactured homes, properties in Planned Unit Developments (PUD).
- Financing for primary residences, second homes and investment properties may be available.
TWIN RIVER BANK BRANCHES
1507 G St, Lewiston, ID 83501 — (208) 746-4848
3330 10th St, Lewiston, ID 83501 — (208) 743-4848
900 5th St, Clarkston, WA 99403 — (509) 758-4848
201 2nd St, Asotin, WA 99402 — (509) 243-8848
ATMs, Night Deposit Drops, Online Banking, Bill Payment, Remote Check Deposit, VISA ATM / Check Card email
info@twinriver.bank