{"id":696,"date":"2018-02-02T21:33:39","date_gmt":"2018-02-02T21:33:39","guid":{"rendered":"https:\/\/www.twinriver.bank\/?page_id=696"},"modified":"2026-04-21T11:14:43","modified_gmt":"2026-04-21T18:14:43","slug":"savings","status":"publish","type":"page","link":"https:\/\/www.twinriver.bank\/?page_id=696","title":{"rendered":"PERSONAL SAVINGS"},"content":{"rendered":"\n<style>\n  .trb-psav { font-family: inherit; }\n  .trb-psav .wrap { max-width: 1100px; margin: 0 auto; padding: 0 20px; }\n\n  \/* HERO *\/\n  .trb-psav .hero{\n    position: relative;\n    padding: 86px 0 72px;\n    text-align: center;\n    overflow: hidden;\n    background:\n      radial-gradient(1200px 420px at 50% 0%, rgba(0,75,135,.20), rgba(0,75,135,0) 60%),\n      linear-gradient(180deg, #f3f7fb 0%, #e9eff6 100%);\n  }\n  .trb-psav .hero:before{\n    content:\"\";\n    position:absolute;\n    inset:0;\n    background-image: radial-gradient(rgba(11,36,64,.07) 1px, transparent 1px);\n    background-size: 18px 18px;\n    opacity: .35;\n    pointer-events:none;\n  }\n  .trb-psav .hero-inner{ position: relative; z-index: 1; }\n  .trb-psav .badge{\n    display:inline-block;\n    padding:8px 12px;\n    border-radius:999px;\n    background:rgba(255,255,255,.75);\n    border:1px solid rgba(11,36,64,.12);\n    font-weight:800;\n    font-size:14px;\n    margin-bottom:14px;\n    color:#0b2440;\n  }\n  .trb-psav .hero h1{\n    font-size: 40px;\n    line-height: 1.15;\n    margin: 0;\n    color:#0b2440;\n    letter-spacing:.2px;\n  }\n\n  \/* SECTIONS *\/\n  .trb-psav .section{ padding: 74px 0; }\n  .trb-psav .section.alt{ background: linear-gradient(180deg, #f7f9fb 0%, #f2f6fb 100%); }\n\n  \/* HEADINGS *\/\n  .trb-psav h2{\n    font-size:28px;\n    margin:0 0 34px;\n    color:#0b2440;\n    text-align:center;\n  }\n  .trb-psav h3{\n    font-size:18px;\n    margin:0 0 10px;\n    color:#0b2440;\n  }\n  .trb-psav p{\n    margin:0 0 14px;\n    color:#2f3640;\n    line-height:1.65;\n  }\n  .trb-psav .center { text-align:center; }\n\n  \/* GRID \/ CARDS *\/\n  .trb-psav .grid{\n    display:grid;\n    grid-template-columns: repeat(12, 1fr);\n    gap: 24px;\n    align-items: stretch;\n  }\n  .trb-psav .card{\n    grid-column: span 6;\n    background:#fff;\n    border: 1px solid rgba(0,0,0,.08);\n    border-radius: 18px;\n    padding: 26px;\n    box-shadow: 0 10px 22px rgba(0,0,0,.06);\n    position: relative;\n  }\n  .trb-psav .card.full{ grid-column: span 12; }\n  .trb-psav .card:before{\n    content:\"\";\n    position:absolute;\n    left:18px; right:18px; top:0;\n    height:4px;\n    border-radius:0 0 999px 999px;\n    background: linear-gradient(90deg,#004b87,#2a7cc5);\n    opacity:.95;\n  }\n\n  .trb-psav ul{ margin:0; padding-left:18px; }\n  .trb-psav li{ margin:8px 0; line-height:1.55; color:#2f3640; }\n\n  .trb-psav .subnote{\n    margin-top: 10px;\n    padding-left: 18px;\n    color:#2f3640;\n    line-height:1.65;\n  }\n\n  \/* TABLES *\/\n  .trb-psav .table-wrap{\n    max-width: 980px;\n    margin: 0 auto;\n    background:#fff;\n    border: 1px solid rgba(0,0,0,.08);\n    border-radius: 18px;\n    overflow:hidden;\n    box-shadow: 0 10px 22px rgba(0,0,0,.06);\n  }\n  .trb-psav table{ width:100%; border-collapse:collapse; }\n  .trb-psav th, .trb-psav td{ padding:14px 16px; vertical-align: top; }\n  .trb-psav thead th{\n    background:#0b2440;\n    color:#fff;\n    font-weight:900;\n    text-align:left;\n  }\n  .trb-psav tbody tr:nth-child(even){ background:#f2f6fb; }\n  .trb-psav td:nth-child(2),\n  .trb-psav td:nth-child(3),\n  .trb-psav th:nth-child(2),\n  .trb-psav th:nth-child(3){ text-align:center; white-space:nowrap; }\n\n  \/* BRANCHES *\/\n  .trb-psav .branches{\n    max-width:980px;\n    margin:0 auto;\n    background: linear-gradient(180deg, #eef2f8 0%, #e7edf6 100%);\n    border: 1px solid rgba(0,0,0,.08);\n    border-radius:18px;\n    padding:22px 24px;\n    box-shadow: 0 12px 26px rgba(0,0,0,.08);\n    font-size:17px;\n    line-height:1.85;\n    color:#2f3640;\n  }\n  .trb-psav .branches a{\n    color:#004b87;\n    font-weight:900;\n    text-decoration:none;\n  }\n  .trb-psav .branches a:hover{ text-decoration: underline; }\n\n  @media (max-width: 900px){\n    .trb-psav .hero h1{ font-size:32px; }\n    .trb-psav .card{ grid-column: span 12; }\n  }\n<\/style>\n\n<div class=\"trb-psav\">\n\n  <!-- HERO -->\n  <section class=\"hero\">\n    <div class=\"wrap hero-inner\">\n      <div class=\"badge\">Personal<\/div>\n      <h1>PERSONAL SAVINGS<\/h1>\n    <\/div>\n  <\/section>\n\n  <!-- SAVINGS OPTIONS -->\n  <section class=\"section\">\n    <div class=\"wrap\">\n      <h2>Savings Options<\/h2>\n\n      <div class=\"grid\">\n        <!-- PERSONAL SAVINGS -->\n        <div class=\"card\">\n          <h3>PERSONAL SAVINGS<\/h3>\n          <ul>\n            <li>Minimum opening balance of $50.00<\/li>\n            <li>$10 quarterly service fee<\/li>\n          <\/ul>\n\n          <p style=\"margin-top:12px; margin-bottom:8px;\">Quarterly service fee waived with one of the following:<\/p>\n          <div class=\"subnote\">\n            quarterly average daily balance is above $100.<br>\n            eStatements\n          <\/div>\n\n          <div style=\"height:10px;\"><\/div>\n          <ul>\n            <li>$1 per withdrawal over 9 withdrawals per calendar quarter<\/li>\n          <\/ul>\n          <div class=\"subnote\">Service charge waived for kids &lt; 18 years old.<\/div>\n\n          <p style=\"margin-top:12px;\">\n            Average Balance to Earn Interest:&nbsp;&nbsp;Calculated on the average daily balance.&nbsp; Interest is compounded and credited quarterly.\n          <\/p>\n        <\/div>\n\n        <!-- MONEY MARKET ACCOUNT -->\n        <div class=\"card\">\n          <h3>MONEY MARKET ACCOUNT<\/h3>\n          <p>\n            Earn a competitive interest rate without the worry of high-risk market investments.&nbsp; Balances in these deposit accounts are eligible for FDIC Insurance.\n          <\/p>\n\n          <ul>\n            <li>Minimum opening balance of $100.00<\/li>\n            <li>Tiered interest rates<\/li>\n            <li>$8 monthly service fee<\/li>\n          <\/ul>\n\n          <p style=\"margin-top:12px; margin-bottom:8px;\">Monthly service fee waived with one of the following:<\/p>\n          <div class=\"subnote\">\n            an average daily balance of $2,500 or more<br>\n            eStatements.\n          <\/div>\n\n          <p style=\"margin-top:12px;\">\n            Average Balance to Earn Interest:&nbsp;&nbsp;Calculated on the average daily balance.&nbsp; Interest is compounded and credited monthly.\n          <\/p>\n        <\/div>\n\n        <!-- TRANSACTION LIMITS (verbatim) -->\n        <div class=\"card full\">\n          <h3>Savings and Money Market Account Transaction Limits<\/h3>\n          <p>\n            You may make six (6) transfers from your account each monthly statement cycle, if by preauthorized or automatic transfer, or telephone (including data transmissions) agreement, order or instruction or by check draft, debit card, or similar order (including Money Market POS transactions), made by the depositor and payable to third parties. There are no transaction limits on transfers and withdrawals made in person, by messenger, by mail or at an ATM.\n          <\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/section>\n\n  <!-- RATES -->\n  <section class=\"section alt\">\n    <div class=\"wrap\">\n      <h2>Deposit Rates \/ Yields<\/h2>\n      <p class=\"center\">Rates effective as of 04\/21\/2026<\/p>\n\n      <div class=\"card full\" style=\"max-width:980px; margin:0 auto 18px;\">\n        <h3>Statement Savings<\/h3>\n      <\/div>\n\n      <div class=\"table-wrap\">\n        <table>\n          <thead>\n            <tr>\n              <th>Average Balance to Obtain Annual Percentage Yield<\/th>\n              <th>Interest Rate<\/th>\n              <th>Annual Percentage Yield (APY)<\/th>\n            <\/tr>\n          <\/thead>\n          <tbody>\n            <tr>\n              <td>$50.00<\/td>\n              <td>0.30%<\/td>\n              <td>0.30%<\/td>\n            <\/tr>\n          <\/tbody>\n        <\/table>\n      <\/div>\n\n      <div style=\"height:26px;\"><\/div>\n\n      <div class=\"card full\" style=\"max-width:980px; margin:0 auto 18px;\">\n        <h3>Money Market Savings<\/h3>\n        <p style=\"margin:6px 0 0;\">Tiered Interest Rates<\/p>\n      <\/div>\n\n      <div class=\"table-wrap\">\n        <table>\n          <thead>\n            <tr>\n              <th>Average Balance to Obtain Annual Percentage Yield<\/th>\n              <th>Interest Rate<\/th>\n              <th>Annual Percentage Yield (APY)<\/th>\n            <\/tr>\n          <\/thead>\n          <tbody>\n            <tr><td>$2,500-$9,999<\/td><td>0.50%<\/td><td>0.50%<\/td><\/tr>\n            <tr><td>$10,000-$24,999<\/td><td>0.55%<\/td><td>0.55%<\/td><\/tr>\n            <tr><td>$25,000-$99,999<\/td><td>0.60%<\/td><td>0.60%<\/td><\/tr>\n            <tr><td>$100,000-$249,999<\/td><td>1.00%<\/td><td>1.00%<\/td><\/tr>\n            <tr><td>Above $250,000<\/td><td>1.50%<\/td><td>1.51%<\/td><\/tr>\n          <\/tbody>\n        <\/table>\n      <\/div>\n    <\/div>\n  <\/section>\n\n  <!-- BRANCHES -->\n  <section class=\"section\">\n    <div class=\"wrap\">\n      <h2>TWIN RIVER BANK BRANCHES<\/h2>\n\n      <div class=\"branches\">\n        <div><a href=\"https:\/\/www.google.com\/maps\/search\/?api=1&#038;query=1507%20G%20St%2C%20Lewiston%2C%20ID%2083501\">1507 G St, Lewiston, ID 83501<\/a> \u2014 <a href=\"tel:12087464848\">(208) 746-4848<\/a><\/div>\n        <div><a href=\"https:\/\/www.google.com\/maps\/search\/?api=1&#038;query=3330%2010th%20St%2C%20Lewiston%2C%20ID%2083501\">3330 10th St, Lewiston, ID 83501<\/a> \u2014 <a href=\"tel:12087434848\">(208) 743-4848<\/a><\/div>\n        <div><a href=\"https:\/\/www.google.com\/maps\/search\/?api=1&#038;query=900%205th%20St%2C%20Clarkston%2C%20WA%2099403\">900 5th St, Clarkston, WA 99403<\/a> \u2014 <a href=\"tel:15097584848\">(509) 758-4848<\/a><\/div>\n        <div><a href=\"https:\/\/www.google.com\/maps\/search\/?api=1&#038;query=201%202nd%20St%2C%20Asotin%2C%20WA%2099402\">201 2nd St, Asotin, WA 99402<\/a> \u2014 <a href=\"tel:15092438848\">(509) 243-8848<\/a><\/div>\n\n        <div style=\"margin-top:12px;\">\n          ATMs, Night Deposit Drops, Online Banking, Bill Payment, Remote Check Deposit, VISA ATM \/ Check Card email\n          <a href=\"mailto:info@twinriver.bank\">info@twinriver.bank<\/a>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/section>\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Personal PERSONAL SAVINGS Savings Options PERSONAL SAVINGS Minimum opening balance of $50.00 $10 quarterly service fee Quarterly service fee waived with one [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/page_fullwidth.php","meta":{"footnotes":""},"class_list":["post-696","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=\/wp\/v2\/pages\/696","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=696"}],"version-history":[{"count":220,"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=\/wp\/v2\/pages\/696\/revisions"}],"predecessor-version":[{"id":3832,"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=\/wp\/v2\/pages\/696\/revisions\/3832"}],"wp:attachment":[{"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=696"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}