{"id":2991,"date":"2024-05-30T09:37:21","date_gmt":"2024-05-30T16:37:21","guid":{"rendered":"https:\/\/www.twinriver.bank\/?page_id=2991"},"modified":"2026-04-21T16:44:22","modified_gmt":"2026-04-21T23:44:22","slug":"bridge-loan","status":"publish","type":"page","link":"https:\/\/www.twinriver.bank\/?page_id=2991","title":{"rendered":"Bridge Loan"},"content":{"rendered":"\n<style>\n  .trb-bridge { font-family: inherit; }\n  .trb-bridge .wrap { max-width: 1100px; margin: 0 auto; padding: 0 20px; }\n\n  \/* HERO *\/\n  .trb-bridge .hero{\n    position: relative;\n    padding: 86px 0 72px;\n    text-align: center;\n    overflow: hidden;\n    background:\n      radial-gradient(1200px 420px at 50% 0%, rgba(0,75,135,.20), rgba(0,75,135,0) 60%),\n      linear-gradient(180deg, #f3f7fb 0%, #e9eff6 100%);\n  }\n  .trb-bridge .hero:before{\n    content:\"\";\n    position:absolute;\n    inset:0;\n    background-image: radial-gradient(rgba(11,36,64,.07) 1px, transparent 1px);\n    background-size: 18px 18px;\n    opacity: .35;\n    pointer-events:none;\n  }\n  .trb-bridge .hero-inner{ position: relative; z-index: 1; }\n  .trb-bridge .badge{\n    display:inline-block;\n    padding:8px 12px;\n    border-radius:999px;\n    background:rgba(255,255,255,.75);\n    border:1px solid rgba(11,36,64,.12);\n    font-weight:800;\n    font-size:14px;\n    margin-bottom:14px;\n    color:#0b2440;\n  }\n  .trb-bridge .hero h1{\n    font-size:40px;\n    line-height:1.15;\n    margin:0 0 14px;\n    color:#0b2440;\n    letter-spacing:.2px;\n  }\n  .trb-bridge .hero p{\n    max-width:980px;\n    margin:0 auto;\n    color:#2f3640;\n    font-size:18px;\n    line-height:1.7;\n  }\n\n  \/* SECTIONS *\/\n  .trb-bridge .section{ padding:74px 0; }\n  .trb-bridge .section.alt{\n    background: linear-gradient(180deg, #f7f9fb 0%, #f2f6fb 100%);\n  }\n\n  \/* TYPE *\/\n  .trb-bridge h2{\n    font-size:28px;\n    margin:0 0 34px;\n    color:#0b2440;\n    text-align:center;\n  }\n  .trb-bridge h3{\n    font-size:20px;\n    margin:0 0 12px;\n    color:#0b2440;\n  }\n  .trb-bridge p{\n    margin:0 0 14px;\n    color:#2f3640;\n    line-height:1.7;\n  }\n  .trb-bridge a{\n    color:#004b87;\n    font-weight:800;\n    text-decoration:none;\n  }\n  .trb-bridge a:hover{ text-decoration:underline; }\n\n  \/* GRID *\/\n  .trb-bridge .grid{\n    display:grid;\n    grid-template-columns: repeat(12, 1fr);\n    gap:24px;\n  }\n  .trb-bridge .card{\n    grid-column: span 12;\n    background:#fff;\n    border:1px solid rgba(0,0,0,.08);\n    border-radius:18px;\n    padding:26px;\n    box-shadow:0 10px 22px rgba(0,0,0,.06);\n    position:relative;\n  }\n  .trb-bridge .card.half{ grid-column: span 6; }\n  .trb-bridge .card:before{\n    content:\"\";\n    position:absolute;\n    top:0;\n    left:18px;\n    right:18px;\n    height:4px;\n    border-radius:0 0 999px 999px;\n    background:linear-gradient(90deg,#004b87,#2a7cc5);\n  }\n  .trb-bridge ul{\n    margin:0;\n    padding-left:18px;\n  }\n  .trb-bridge li{\n    margin:8px 0;\n    color:#2f3640;\n    line-height:1.65;\n  }\n\n  \/* BRANCHES *\/\n  .trb-bridge .branches{\n    max-width:980px;\n    margin:0 auto;\n    background:#eef2f8;\n    border-radius:18px;\n    padding:22px 24px;\n    box-shadow:0 12px 26px rgba(0,0,0,.08);\n    font-size:17px;\n    line-height:1.85;\n    color:#2f3640;\n  }\n\n  @media (max-width:900px){\n    .trb-bridge .hero h1{ font-size:32px; }\n    .trb-bridge .card.half{ grid-column: span 12; }\n  }\n<\/style>\n\n<div class=\"trb-bridge\">\n\n  <!-- HERO -->\n  <section class=\"hero\">\n    <div class=\"wrap hero-inner\">\n      <div class=\"badge\">Home Loans<\/div>\n      <h1>Bridge Loan<\/h1>\n      <p>\n        Buyers typically take out bridge loans so they can buy another home before they sell their existing residence or build a new home. Bridge loans are secured by your existing home that \u201cbridge\u201d the gap between the sales price of a new and the homebuyer\u2019s new mortgage in the event the buyer\u2019s existing home hasn\u2019t sold before closing. In other words, you\u2019re borrowing your down payment on the new home using the equity in your existing home.\n      <\/p>\n    <\/div>\n  <\/section>\n\n  <!-- BENEFITS \/ DRAWBACKS -->\n  <section class=\"section\">\n    <div class=\"wrap\">\n      <h2>Benefits &amp; Drawbacks<\/h2>\n\n      <div class=\"grid\">\n        <div class=\"card half\">\n          <h3>Benefits<\/h3>\n          <ul>\n            <li>A buyer can buy or construct a new home and put the existing home on the market with no restrictions. This allow the buyer to move at their convenience or live in their existing home during the construction period.<\/li>\n            <li>Many sellers won\u2019t accept a contingent offer in a seller\u2019s market so having a bridge loan can make your purchase offer more attractive.<\/li>\n          <\/ul>\n        <\/div>\n\n        <div class=\"card half\">\n          <h3>Drawbacks<\/h3>\n          <ul>\n            <li>A buyer must be qualified to own two homes at the same time. Hopefully the buyer will own two homes for a short period of time.<\/li>\n          <\/ul>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/section>\n\n  <!-- BRANCHES -->\n  <section class=\"section alt\">\n    <div class=\"wrap\">\n      <h2>TWIN RIVER BANK BRANCHES<\/h2>\n\n      <div class=\"branches\">\n        <div><a href=\"https:\/\/www.google.com\/maps\/search\/?api=1&#038;query=1507%20G%20St%2C%20Lewiston%2C%20ID%2083501\">1507 G St, Lewiston, ID 83501<\/a> \u2014 (208) 746-4848<\/div>\n        <div><a href=\"https:\/\/www.google.com\/maps\/search\/?api=1&#038;query=3330%2010th%20St%2C%20Lewiston%2C%20ID%2083501\">3330 10th St, Lewiston, ID 83501<\/a> \u2014 (208) 743-4848<\/div>\n        <div><a href=\"https:\/\/www.google.com\/maps\/search\/?api=1&#038;query=900%205th%20St%2C%20Clarkston%2C%20WA%2099403\">900 5th St, Clarkston, WA 99403<\/a> \u2014 (509) 758-4848<\/div>\n        <div><a href=\"https:\/\/www.google.com\/maps\/search\/?api=1&#038;query=201%202nd%20St%2C%20Asotin%2C%20WA%2099402\">201 2nd St, Asotin, WA 99402<\/a> \u2014 (509) 243-8848<\/div>\n\n        <div style=\"margin-top:12px;\">\n          ATMs, Night Deposit Drops, Online Banking, Bill Payment, Remote Check Deposit, VISA ATM \/ Check Card email\n          <a href=\"mailto:info@twinriver.bank\">info@twinriver.bank<\/a>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/section>\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Home Loans Bridge Loan Buyers typically take out bridge loans so they can buy another home before they sell their existing residence [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2991","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=\/wp\/v2\/pages\/2991","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2991"}],"version-history":[{"count":3,"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=\/wp\/v2\/pages\/2991\/revisions"}],"predecessor-version":[{"id":3837,"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=\/wp\/v2\/pages\/2991\/revisions\/3837"}],"wp:attachment":[{"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2991"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}