{"id":2955,"date":"2024-05-17T12:47:08","date_gmt":"2024-05-17T19:47:08","guid":{"rendered":"https:\/\/www.twinriver.bank\/?page_id=2955"},"modified":"2026-03-13T11:05:13","modified_gmt":"2026-03-13T18:05:13","slug":"conventional","status":"publish","type":"page","link":"https:\/\/www.twinriver.bank\/?page_id=2955","title":{"rendered":"Conventional"},"content":{"rendered":"\n<style>\n  .trb-conv { font-family: inherit; }\n  .trb-conv .wrap { max-width: 1100px; margin: 0 auto; padding: 0 20px; }\n\n  \/* HERO *\/\n  .trb-conv .hero{\n    position: relative;\n    padding: 86px 0 72px;\n    text-align: center;\n    overflow: hidden;\n    background:\n      radial-gradient(1200px 420px at 50% 0%, rgba(0,75,135,.20), rgba(0,75,135,0) 60%),\n      linear-gradient(180deg, #f3f7fb 0%, #e9eff6 100%);\n  }\n  .trb-conv .hero:before{\n    content:\"\";\n    position:absolute;\n    inset:0;\n    background-image: radial-gradient(rgba(11,36,64,.07) 1px, transparent 1px);\n    background-size: 18px 18px;\n    opacity: .35;\n    pointer-events:none;\n  }\n  .trb-conv .hero-inner{ position: relative; z-index: 1; }\n  .trb-conv .badge{\n    display:inline-block;\n    padding:8px 12px;\n    border-radius:999px;\n    background:rgba(255,255,255,.75);\n    border:1px solid rgba(11,36,64,.12);\n    font-weight:800;\n    font-size:14px;\n    margin-bottom:14px;\n    color:#0b2440;\n  }\n  .trb-conv .hero h1{\n    font-size:40px;\n    line-height:1.15;\n    margin:0 0 14px;\n    color:#0b2440;\n    letter-spacing:.2px;\n  }\n  .trb-conv .hero p{\n    max-width:980px;\n    margin:0 auto 22px;\n    color:#2f3640;\n    font-size:18px;\n    line-height:1.65;\n  }\n\n  \/* BUTTON *\/\n  .trb-conv .btnrow{\n    display:flex;\n    justify-content:center;\n    flex-wrap:wrap;\n    gap:12px;\n  }\n  .trb-conv .btn{\n    display:inline-flex;\n    align-items:center;\n    justify-content:center;\n    padding:12px 18px;\n    border-radius:14px;\n    font-weight:900;\n    text-decoration:none;\n    border:2px solid rgba(0,75,135,.55);\n    color:#fff;\n    background:#004b87;\n    box-shadow:0 10px 22px rgba(0,0,0,.06);\n  }\n  .trb-conv .btn:hover{\n    background:#00355f;\n    text-decoration:none;\n  }\n\n  \/* SECTIONS *\/\n  .trb-conv .section{ padding:74px 0; }\n  .trb-conv .section.alt{\n    background: linear-gradient(180deg, #f7f9fb 0%, #f2f6fb 100%);\n  }\n\n  \/* TYPE *\/\n  .trb-conv h2{\n    font-size:28px;\n    margin:0 0 34px;\n    color:#0b2440;\n    text-align:center;\n  }\n  .trb-conv h3{\n    font-size:20px;\n    margin:0 0 12px;\n    color:#0b2440;\n  }\n  .trb-conv p{\n    margin:0 0 14px;\n    color:#2f3640;\n    line-height:1.7;\n  }\n  .trb-conv a{\n    color:#004b87;\n    font-weight:800;\n    text-decoration:none;\n  }\n  .trb-conv a:hover{ text-decoration:underline; }\n\n  \/* GRID *\/\n  .trb-conv .grid{\n    display:grid;\n    grid-template-columns: repeat(12, 1fr);\n    gap:24px;\n  }\n  .trb-conv .card{\n    grid-column: span 6;\n    background:#fff;\n    border:1px solid rgba(0,0,0,.08);\n    border-radius:18px;\n    padding:26px;\n    box-shadow:0 10px 22px rgba(0,0,0,.06);\n    position:relative;\n  }\n  .trb-conv .card.full{ grid-column: span 12; }\n  .trb-conv .card:before{\n    content:\"\";\n    position:absolute;\n    top:0;\n    left:18px;\n    right:18px;\n    height:4px;\n    border-radius:0 0 999px 999px;\n    background:linear-gradient(90deg,#004b87,#2a7cc5);\n  }\n  .trb-conv ul{\n    margin:0;\n    padding-left:18px;\n  }\n  .trb-conv li{\n    margin:8px 0;\n    color:#2f3640;\n    line-height:1.65;\n  }\n\n  \/* BRANCHES *\/\n  .trb-conv .branches{\n    max-width:980px;\n    margin:0 auto;\n    background:#eef2f8;\n    border-radius:18px;\n    padding:22px 24px;\n    box-shadow:0 12px 26px rgba(0,0,0,.08);\n    font-size:17px;\n    line-height:1.85;\n    color:#2f3640;\n  }\n\n  @media (max-width:900px){\n    .trb-conv .hero h1{ font-size:32px; }\n    .trb-conv .card{ grid-column: span 12; }\n  }\n<\/style>\n\n<div class=\"trb-conv\">\n\n  <!-- HERO -->\n  <section class=\"hero\">\n    <div class=\"wrap hero-inner\">\n      <div class=\"badge\">Home Loans<\/div>\n      <h1>Conventional<\/h1>\n      <p>\n        Conventional loans are not insured by the FHA or VA. Generally, these are a good option for homebuyers with higher credit scores and stable employment histories. Interest rates for conventional loans are usually some of the lowest available.\n      <\/p>\n      <div class=\"btnrow\">\n        <a class=\"btn\" href=\"https:\/\/twinriver.mymortgage-online.com\" target=\"_blank\" rel=\"noopener\">APPLY ONLINE NOW<\/a>\n      <\/div>\n    <\/div>\n  <\/section>\n\n  <!-- FEATURES -->\n  <section class=\"section\">\n    <div class=\"wrap\">\n      <h2>Conventional Loan Features<\/h2>\n\n      <div class=\"grid\">\n        <div class=\"card\">\n          <h3>Loan Options<\/h3>\n          <ul>\n            <li>Fixed Rate Options: Terms range from 10 \u2013 30 years<\/li>\n            <li>You may use a conventional loan to finance a property in a high-cost area<\/li>\n            <li>A variety of loan terms are available \u2013 your\u2019re not limited to 15 and 30 year terms<\/li>\n            <li>Down payments as low as 3% depending on your loan amount<\/li>\n          <\/ul>\n        <\/div>\n\n        <div class=\"card\">\n          <h3>Refinance Is Always an Option<\/h3>\n          <p>\n            A Refinance is designed to help you make your existing mortgage more affordable. For example, you may reduce your loan\u2019s interest rate to reduce your monthly payments, refinance to a fixed-rate loan from an adjustable-rate mortgage (ARM), or reduce your loan\u2019s term to save on interest.\n          <\/p>\n          <ul>\n            <li>Your home may not require a new appraisal<\/li>\n            <li>Self-employed borrowers may qualify<\/li>\n            <li>Allowed property types include single-family residences, condominiums and properties in Planned Unit Development (PUDs)<\/li>\n            <li>You may add or remove a co-borrower<\/li>\n          <\/ul>\n        <\/div>\n\n        <div class=\"card full\">\n          <p>\n            Call one of our lenders to discuss possible options and they can run some numbers to see if it helps your personal cashflow.\n          <\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/section>\n\n  <!-- BRANCHES -->\n  <section class=\"section alt\">\n    <div class=\"wrap\">\n      <h2>TWIN RIVER BANK BRANCHES<\/h2>\n\n      <div class=\"branches\">\n        <div><a href=\"https:\/\/www.google.com\/maps\/search\/?api=1&#038;query=1507%20G%20St%2C%20Lewiston%2C%20ID%2083501\">1507 G St, Lewiston, ID 83501<\/a> \u2014 (208) 746-4848<\/div>\n        <div><a href=\"https:\/\/www.google.com\/maps\/search\/?api=1&#038;query=3330%2010th%20St%2C%20Lewiston%2C%20ID%2083501\">3330 10th St, Lewiston, ID 83501<\/a> \u2014 (208) 743-4848<\/div>\n        <div><a href=\"https:\/\/www.google.com\/maps\/search\/?api=1&#038;query=900%205th%20St%2C%20Clarkston%2C%20WA%2099403\">900 5th St, Clarkston, WA 99403<\/a> \u2014 (509) 758-4848<\/div>\n        <div><a href=\"https:\/\/www.google.com\/maps\/search\/?api=1&#038;query=201%202nd%20St%2C%20Asotin%2C%20WA%2099402\">201 2nd St, Asotin, WA 99402<\/a> \u2014 (509) 243-8848<\/div>\n\n        <div style=\"margin-top:12px;\">\n          ATMs, Night Deposit Drops, Online Banking, Bill Payment, Remote Check Deposit, VISA ATM \/ Check Card email\n          <a href=\"mailto:info@twinriver.bank\">info@twinriver.bank<\/a>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/section>\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Home Loans Conventional Conventional loans are not insured by the FHA or VA. Generally, these are a good option for homebuyers with [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2955","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=\/wp\/v2\/pages\/2955","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2955"}],"version-history":[{"count":4,"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=\/wp\/v2\/pages\/2955\/revisions"}],"predecessor-version":[{"id":3763,"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=\/wp\/v2\/pages\/2955\/revisions\/3763"}],"wp:attachment":[{"href":"https:\/\/www.twinriver.bank\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2955"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}