{"id":130,"date":"2017-09-28T01:00:35","date_gmt":"2017-09-28T01:00:35","guid":{"rendered":"https:\/\/www.twinriver.bank\/?page_id=130"},"modified":"2026-05-05T09:33:41","modified_gmt":"2026-05-05T16:33:41","slug":"business-accounts","status":"publish","type":"page","link":"https:\/\/www.twinriver.bank\/?page_id=130","title":{"rendered":"BUSINESS CHECKING\u00a0\u00a0\u00a0"},"content":{"rendered":"\n<style>\n  \/* PAGE-SCOPED STYLES \u2014 SAFE *\/\n  .trb-bizchk { font-family: inherit; }\n  .trb-bizchk .wrap { max-width: 1100px; margin: 0 auto; padding: 0 20px; }\n\n  \/* HERO (modern + bank-appropriate) *\/\n  .trb-bizchk .hero{\n    position: relative;\n    padding: 92px 0 80px;\n    text-align: center;\n    overflow: hidden;\n    background: radial-gradient(1200px 420px at 50% 0%, rgba(0,75,135,.20), rgba(0,75,135,0) 60%),\n                linear-gradient(180deg, #f3f7fb 0%, #e9eff6 100%);\n  }\n  .trb-bizchk .hero:before{\n    content:\"\";\n    position:absolute;\n    inset:0;\n  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26px rgba(0,0,0,.10);\n  }\n\n  \/* RATE TABLE *\/\n  .trb-bizchk .table-wrap{\n    max-width: 980px;\n    margin: 0 auto;\n    background:#fff;\n    border: 1px solid rgba(0,0,0,.08);\n    border-radius: 18px;\n    overflow:hidden;\n    box-shadow: 0 10px 22px rgba(0,0,0,.06);\n  }\n  .trb-bizchk table{ width:100%; border-collapse:collapse; }\n  .trb-bizchk th, .trb-bizchk td{ padding: 14px 16px; vertical-align: top; }\n  .trb-bizchk thead th{\n    background: linear-gradient(180deg, #0b2440 0%, #081b31 100%);\n    color:#fff;\n    font-weight: 800;\n    text-align:left;\n  }\n  .trb-bizchk tbody tr:nth-child(even){ background:#f2f6fb; }\n\n  \/* BRANCHES *\/\n  .trb-bizchk .branches{\n    max-width: 980px;\n    margin: 0 auto;\n    background: linear-gradient(180deg, #eef2f8 0%, #e7edf6 100%);\n    border: 1px solid rgba(0,0,0,.08);\n    border-radius: 18px;\n    padding: 22px 24px;\n    box-shadow: 0 12px 26px rgba(0,0,0,.08);\n    font-size: 17px;\n    line-height: 1.85;\n  }\n  .trb-bizchk .branches a{ color:#004b87; text-decoration:none; font-weight: 800; }\n  .trb-bizchk .branches a:hover{ text-decoration: underline; }\n  .trb-bizchk .muted{ color:#2f3640; font-size: 16px; line-height: 1.6; margin-top: 10px; }\n\n  \/* RESPONSIVE *\/\n  @media (max-width: 900px){\n    .trb-bizchk .hero{ padding: 76px 0 66px; }\n    .trb-bizchk .hero h1{ font-size: 32px; }\n    .trb-bizchk .card{ grid-column: span 12; }\n  }\n<\/style>\n\n<div class=\"trb-bizchk\">\n\n  <!-- HERO -->\n  <section class=\"hero\">\n    <div class=\"wrap hero-inner\">\n      <div class=\"badge\">Business Checking<\/div>\n      <h1>Business Checking<\/h1>\n      <p>\n        We have great business checking accounts that are simple to understand and tie those together with great products such as online banking, bill payment, cash management, eStatements, Merchant accounts and best of all you get personal service with a \u201cCan Do\u201d attitude.\n      <\/p>\n    <\/div>\n  <\/section>\n\n  <!-- CHECKING ACCOUNT FEATURES + ADD-ON SERVICES -->\n  <section class=\"section\">\n    <div class=\"wrap\">\n      <h2>Checking Account Features<\/h2>\n\n      <div class=\"grid\">\n        <div class=\"card\">\n          <h3>Features<\/h3>\n          <ul>\n            <li>FREE 1st box of Personal Checks or Endorsement Stamp<\/li>\n            <li>Unlimited check writing<\/li>\n            <li>Electronic or Paper monthly statements<\/li>\n            <li>Online Banking, Bill Payment &amp; Cash Management<\/li>\n            <li>Check images available through online banking<\/li>\n            <li>ATM \/ Debit card \u2013 VISA &amp; MoneyPass networks<\/li>\n            <li>No fee to use our ATMs on the MoneyPass network ATMs (37,000+ nationwide)<\/li>\n            <li>No annual fee Visa Reward Credit Cards (OAC)<\/li>\n            <li>Free Notary Service for our customers.<\/li>\n          <\/ul>\n        <\/div>\n\n        <div class=\"card\">\n          <h3>Business Cash Management Online Banking<\/h3>\n          <ul>\n            <li>$25.00 \/ month<\/li>\n            <li>Security levels determined by business owner for each user<\/li>\n            <li>Payroll, ACH &amp; Wire Transfers<\/li>\n          <\/ul>\n\n          <div style=\"height:14px;\"><\/div>\n\n          <h3>Remote Deposit Capture<\/h3>\n          <ul>\n            <li>$35.00 \/ month<\/li>\n            <li>Send your business deposits electronically<\/li>\n          <\/ul>\n\n          <div style=\"height:14px;\"><\/div>\n\n          <h3>Overdraft Protection<\/h3>\n          <ul>\n            <li>Courtesy phone call notification from bank staff<\/li>\n            <li>No fee relationship savings account transfer<\/li>\n            <li>Ready Reserve Credit line (OAC \u2013 advance fees apply)<\/li>\n          <\/ul>\n        <\/div>\n      <\/div>\n\n      <div class=\"linkrow\">\n        <a class=\"linkbtn\" href=\"https:\/\/www.twinriver.bank\/wp-content\/uploads\/2018\/03\/NEW-ACCOUNT-Information-Sheet.pdf\">Account Information Worksheet<\/a>\n        <a class=\"linkbtn\" href=\"https:\/\/www.twinriver.bank\/wp-content\/uploads\/2018\/03\/Bank-Switch-Checklist.pdf\">Bank Switch Checklist<\/a>\n      <\/div>\n    <\/div>\n  <\/section>\n\n  <!-- ACCOUNT TYPES -->\n  <section class=\"section alt\">\n    <div class=\"wrap\">\n      <h2>Business Checking Options<\/h2>\n\n      <div class=\"grid\">\n        <div class=\"card\">\n          <h3>Simple Business Checking<\/h3>\n          <div class=\"muted\"><strong>The perfect checking account for most businesses.<\/strong><\/div>\n          <div style=\"height:10px;\"><\/div>\n          <ul>\n            <li>No minimum balance requirement<\/li>\n            <li>No monthly service fee<\/li>\n            <li>$0.20 \/ deposit over 50 per monthly statement cycle<\/li>\n            <li>$0.20 \/ withdrawal over 100 per monthly statement cycle<\/li>\n            <li>$0.06 \/ deposited transit item<\/li>\n          <\/ul>\n        <\/div>\n\n        <div class=\"card\">\n          <h3>Business Checking with Interest<\/h3>\n          <div class=\"muted\"><strong>Interest-bearing account with great features and tiered interest rates.<\/strong><\/div>\n          <div style=\"height:10px;\"><\/div>\n          <ul>\n            <li>$8 monthly service fee<\/li>\n          <\/ul>\n          <div class=\"muted\" style=\"margin-top:10px;\">\n            Waived if average daily balance remains above $500 during the statement cycle.\n          <\/div>\n        <\/div>\n\n        <div class=\"card\" style=\"grid-column: span 12;\">\n          <h3>Business Analysis Checking<\/h3>\n          <div class=\"muted\"><strong>The account for businesses with high transaction volume and more complex (generally items greater than 300 per month).<\/strong><\/div>\n          <div style=\"height:10px;\"><\/div>\n          <ul>\n            <li>Monthly fees can be offset by an earnings credit!<\/li>\n            <li>$8 monthly service fee<\/li>\n          <\/ul>\n          <div class=\"muted\" style=\"margin-top:10px;\">\n            Monthly service fee waived with eStatements\n          <\/div>\n          <div style=\"height:10px;\"><\/div>\n          <ul>\n            <li>$0.20 \/ deposit over 50 per monthly statement cycle<\/li>\n            <li>$0.20 \/ withdrawal over 100 per monthly statement cycle<\/li>\n            <li>$0.06\/deposited transit item<\/li>\n          <\/ul>\n          <div class=\"muted\" style=\"margin-top:10px;\">\n            Monthly per item charges waived if using Remote Deposit Capture ($35 \/ month)\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/section>\n\n  <!-- DEPOSIT RATES \/ YIELDS -->\n  <section class=\"section\">\n    <div class=\"wrap\">\n      <h2>Deposit Rates \/ Yields<\/h2>\n      <div class=\"subhead\">Rates effective as of 05\/05\/2026<\/div>\n\n      <div class=\"subhead\" style=\"margin-top:-10px;\">\n        We are proud to offer a competitive rate every day of the year and our deposits have FDIC insurance.<br>\n        Minimum Deposit to Open Account \u2013 $100<br>\n        Compound Frequency \u2013 Monthly\n      <\/div>\n\n      <div class=\"table-wrap\">\n        <table>\n          <thead>\n            <tr>\n              <th>Account Type<\/th>\n              <th>Average Balance to Obtain Annual Percentage Yield<\/th>\n              <th>Interest Rate<\/th>\n              <th>Annual Percentage Yield (APY)<\/th>\n            <\/tr>\n          <\/thead>\n          <tbody>\n            <tr>\n              <td>Business Checking with Interest<\/td>\n              <td>$500.00<\/td>\n              <td>0.10%<\/td>\n              <td>0.10%<\/td>\n            <\/tr>\n          <\/tbody>\n        <\/table>\n      <\/div>\n    <\/div>\n  <\/section>\n\n  <!-- BRANCHES -->\n  <section class=\"section alt\">\n    <div class=\"wrap\">\n      <h2>Twin River Bank Branches<\/h2>\n\n      <div class=\"branches\">\n        <div><strong>Downtown Lewiston:<\/strong> 1507 G St, Lewiston, ID 83501 \u2014 <a href=\"tel:12087464848\">(208) 746-4848<\/a><\/div>\n        <div><strong>Orchards:<\/strong> 3330 10th St, Lewiston, ID 83501 \u2014 <a href=\"tel:12087434848\">(208) 743-4848<\/a><\/div>\n        <div><strong>Clarkston:<\/strong> 900 5th St, Clarkston, WA 99403 \u2014 <a href=\"tel:15097584848\">(509) 758-4848<\/a><\/div>\n        <div><strong>Asotin:<\/strong> 201 2nd St, Asotin, WA 99402 \u2014 <a href=\"tel:15092438848\">(509) 243-8848<\/a><\/div>\n\n        <div class=\"muted\" style=\"margin-top:12px;\">\n          ATMs, Night Deposit Drops, Online Banking, Bill Payment, Remote Check Deposit, VISA ATM \/ Check Card<br>\n          email <a href=\"mailto:info@twinriver.bank\">info@twinriver.bank<\/a>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/section>\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Business Checking Business Checking We have great business checking accounts that are simple to understand and tie those together with great products 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