{"id":127,"date":"2017-09-28T00:58:04","date_gmt":"2017-09-28T00:58:04","guid":{"rendered":"https:\/\/www.twinriver.bank\/?page_id=127"},"modified":"2026-04-28T11:36:40","modified_gmt":"2026-04-28T18:36:40","slug":"deposits","status":"publish","type":"page","link":"https:\/\/www.twinriver.bank\/?page_id=127","title":{"rendered":"Personal Checking"},"content":{"rendered":"\n<style>\n  .trb-pchk { font-family: inherit; }\n  .trb-pchk .wrap { max-width: 1100px; margin: 0 auto; padding: 0 20px; }\n\n  \/* HERO *\/\n  .trb-pchk .hero{\n    position: relative;\n    padding: 92px 0 80px;\n    text-align: center;\n    overflow: hidden;\n    background:\n      radial-gradient(1200px 420px at 50% 0%, rgba(0,75,135,.20), rgba(0,75,135,0) 60%),\n      linear-gradient(180deg, #f3f7fb 0%, #e9eff6 100%);\n  }\n  .trb-pchk .hero:before{\n    content:\"\";\n    position:absolute;\n    inset:0;\n    background-image: radial-gradient(rgba(11,36,64,.07) 1px, transparent 1px);\n    background-size: 18px 18px;\n    opacity: .35;\n  }\n  .trb-pchk .hero-inner{ position: relative; z-index: 1; }\n  .trb-pchk .badge{\n    display:inline-block;\n    padding:8px 12px;\n    border-radius:999px;\n    background:rgba(255,255,255,.75);\n    border:1px solid rgba(11,36,64,.12);\n    font-weight:800;\n    font-size:14px;\n    margin-bottom:14px;\n  }\n  .trb-pchk .hero h1{\n    font-size:40px;\n    margin-bottom:18px;\n    color:#0b2440;\n  }\n  .trb-pchk .hero ul{\n    max-width:900px;\n    margin:0 auto;\n    padding-left:18px;\n    text-align:left;\n    font-size:17px;\n    line-height:1.6;\n    color:#2f3640;\n  }\n  .trb-pchk .hero li{ margin:8px 0; }\n\n  \/* SECTIONS *\/\n  .trb-pchk .section{ padding:76px 0; }\n  .trb-pchk .section.alt{ background:#f7f9fb; }\n\n  \/* HEADINGS *\/\n  .trb-pchk h2{\n    font-size:28px;\n    margin-bottom:34px;\n    color:#0b2440;\n    text-align:center;\n  }\n  .trb-pchk h3{ color:#0b2440; margin-bottom:10px; }\n\n  \/* GRID *\/\n  .trb-pchk .grid{\n    display:grid;\n    grid-template-columns:repeat(12,1fr);\n    gap:24px;\n  }\n  .trb-pchk .card{\n    grid-column:span 6;\n    background:#fff;\n    border:1px solid rgba(0,0,0,.08);\n    border-radius:18px;\n    padding:26px;\n    box-shadow:0 10px 22px rgba(0,0,0,.06);\n    position:relative;\n  }\n  .trb-pchk .card:before{\n    content:\"\";\n    position:absolute;\n    left:18px; right:18px; top:0;\n    height:4px;\n    border-radius:0 0 999px 999px;\n    background:linear-gradient(90deg,#004b87,#2a7cc5);\n  }\n  .trb-pchk ul{ padding-left:18px; margin:0; }\n  .trb-pchk li{ margin:8px 0; }\n\n  \/* LINK BUTTONS *\/\n  .trb-pchk .linkrow{\n    display:flex;\n    gap:14px;\n    justify-content:center;\n    flex-wrap:wrap;\n    margin-top:28px;\n  }\n  .trb-pchk .linkbtn{\n    padding:12px 20px;\n    border-radius:14px;\n    font-weight:800;\n    text-decoration:none;\n    border:2px solid rgba(0,75,135,.6);\n    color:#004b87;\n    background:#fff;\n    box-shadow:0 10px 22px rgba(0,0,0,.06);\n  }\n\n  \/* TABLE *\/\n  .trb-pchk .table-wrap{\n    max-width:980px;\n    margin:0 auto;\n    background:#fff;\n    border:1px solid rgba(0,0,0,.08);\n    border-radius:18px;\n    overflow:hidden;\n  }\n  .trb-pchk table{ width:100%; border-collapse:collapse; }\n  .trb-pchk th,.trb-pchk td{ padding:14px 16px; }\n  .trb-pchk thead th{\n    background:#0b2440;\n    color:#fff;\n    font-weight:800;\n    text-align:left;\n  }\n  .trb-pchk tbody tr:nth-child(even){ background:#f2f6fb; }\n  .trb-pchk td:nth-child(2),\n  .trb-pchk td:nth-child(3),\n  .trb-pchk td:nth-child(4){ text-align:center; }\n\n  \/* BRANCHES *\/\n  .trb-pchk .branches{\n    max-width:980px;\n    margin:0 auto;\n    background:#eef2f8;\n    border-radius:18px;\n    padding:22px 24px;\n    font-size:17px;\n    line-height:1.85;\n  }\n  .trb-pchk .branches a{\n    color:#004b87;\n    font-weight:800;\n    text-decoration:none;\n  }\n\n  @media (max-width:900px){\n    .trb-pchk .hero h1{ font-size:32px; }\n    .trb-pchk .card{ grid-column:span 12; }\n  }\n<\/style>\n\n<div class=\"trb-pchk\">\n\n<!-- HERO -->\n<section class=\"hero\">\n  <div class=\"wrap hero-inner\">\n    <div class=\"badge\">Personal Checking<\/div>\n    <h1>Personal Checking Accounts<\/h1>\n    <ul>\n      <li>FREE 1st box of Personal Checks or Endorsement Stamp<\/li>\n      <li>Unlimited check writing<\/li>\n      <li>Electronic or Paper monthly statements<\/li>\n      <li>Online Banking &amp; Bill Payment (computer, tablet or cell phone app)<\/li>\n      <li>Check images available through online banking<\/li>\n      <li>ATM \/ Debit card \u2013 VISA &amp; MAESTRO networks<\/li>\n      <li>Daily ATM Cash Withdrawal Limit $255 online, $255 offline<\/li>\n      <li>Daily Check Card Purchase Limit $1,000 online, $500 offline<\/li>\n      <li>No fee to use our ATMs on the MoneyPass network ATMs (23,000 nationwide)<\/li>\n      <li>No annual fee Visa Reward Credit Cards (OAC)<\/li>\n      <li>Free Notary Service for our customers<\/li>\n      <li>Courtesy phone call notifications from bank staff on overdraft items<\/li>\n      <li>No fee relationship savings account transfer<\/li>\n      <li>Ready Reserve creditline (OAC \u2013 advance fees apply)<\/li>\n    <\/ul>\n  <\/div>\n<\/section>\n\n<!-- ACCOUNT TYPES -->\n<section class=\"section alt\">\n  <div class=\"wrap\">\n    <h2>Personal Checking Options<\/h2>\n\n    <div class=\"grid\">\n      <div class=\"card\">\n        <h3>Personal Simple Checking<\/h3>\n        <ul>\n          <li>Minimum opening balance of $100.00<\/li>\n          <li>$8 monthly service fee<\/li>\n        <\/ul>\n        <p>Monthly service fee waived with either average daily balance of $250 or more or eStatements.<\/p>\n      <\/div>\n\n      <div class=\"card\">\n        <h3>Personal VIP Checking<\/h3>\n        <ul>\n          <li>Minimum opening balance of $100.00<\/li>\n          <li>$8 monthly service fee<\/li>\n        <\/ul>\n        <p>Monthly service fee waived with an average daily balance of $500 or more.<\/p>\n      <\/div>\n\n      <div class=\"card\" style=\"grid-column:span 12;\">\n        <h3>Personal Platinum Checking<\/h3>\n        <ul>\n          <li>Minimum opening balance of $100.00<\/li>\n          <li>$8 monthly service fee<\/li>\n        <\/ul>\n        <p>Monthly service fee waived with an average daily balance of $2,500 or more.<\/p>\n      <\/div>\n    <\/div>\n\n    <div class=\"linkrow\">\n      <a class=\"linkbtn\" href=\"https:\/\/www.twinriver.bank\/wp-content\/uploads\/2018\/03\/NEW-ACCOUNT-Information-Sheet.pdf\">Account Information Worksheet<\/a>\n      <a class=\"linkbtn\" href=\"https:\/\/www.twinriver.bank\/wp-content\/uploads\/2018\/03\/Bank-Switch-Checklist.pdf\">Bank Switch Checklist<\/a>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- RATES -->\n<section class=\"section\">\n  <div class=\"wrap\">\n    <h2>Deposit Rates \/ Yields<\/h2>\n    <p style=\"text-align:center;\">Rates effective as of 04\/28\/2026<\/p>\n\n    <div class=\"table-wrap\">\n      <table>\n        <thead>\n          <tr>\n            <th>Account Type<\/th>\n            <th>Average Balance<\/th>\n            <th>Interest Rate<\/th>\n            <th>APY<\/th>\n          <\/tr>\n        <\/thead>\n        <tbody>\n          <tr>\n            <td>Personal VIP Checking<\/td>\n            <td>$500.00<\/td>\n            <td>0.10%<\/td>\n            <td>0.10%<\/td>\n          <\/tr>\n          <tr>\n            <td>Personal Platinum Checking<\/td>\n            <td>$2,500.00<\/td>\n            <td>0.15%<\/td>\n            <td>0.15%<\/td>\n          <\/tr>\n        <\/tbody>\n      <\/table>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- BRANCHES -->\n<section class=\"section alt\">\n  <div class=\"wrap\">\n    <h2>Twin River Bank Branches<\/h2>\n    <div class=\"branches\">\n      <div><strong>Downtown Lewiston:<\/strong> <a href=\"tel:12087464848\">(208) 746-4848<\/a><\/div>\n      <div><strong>Orchards:<\/strong> <a href=\"tel:12087434848\">(208) 743-4848<\/a><\/div>\n      <div><strong>Clarkston:<\/strong> <a href=\"tel:15097584848\">(509) 758-4848<\/a><\/div>\n      <div><strong>Asotin:<\/strong> <a href=\"tel:15092438848\">(509) 243-8848<\/a><\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Personal Checking Personal Checking Accounts FREE 1st box of Personal Checks or Endorsement Stamp Unlimited check writing Electronic or Paper monthly statements 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